Your credit history is important. If you are borrowing a Federal Graduate PLUS Loan, your credit will be checked before your loan is approved. Before applying for any loan, loan borrowers are required to examine your credit report. Negative items in your credit history can result in your being denied for your Federal Graduate PLUS Loan. You can request your credit report from any and/or all of the three major credit reporting companies:
You can request a free copy of your credit report online at: http://www.AnnualCreditReport.com once every 12 months from each credit reporting company.